I am looking for information about life insurance policies when one has a diagnosis of cancer.
Christina Bach, MSW, LCSW, OSW-C, Oncology Social Worker at the Abramson Cancer Center at Penn Presbyterian, responds:
Accessing life insurance is not out of the question after a cancer diagnosis, but it will require some extra leg work and effort on your point. First you should check out Livestrong's nice introductory article on life insurance.
If you are still working, you can look into options through your employer for group life insurance; especially if it is near the open enrollment period.
Finally, you can always contact a broker (ask people who you know!) and see what they will do to work with you. The cost may be high, but if you have family to plan for this may outweigh the cost of the plan.
You may also want to consult with the Cancer Legal Resource Center if you feel you are being unfairly denied life insurance options.
This question and answer was part of the OncoLink Brown Bag Chat Series. View the transcript from Finding the Cancer Resources You Need.
Oct 5, 2010 - Race and ethnicity may play more of a role in diagnostic delay following abnormal breast cancer screening than insurance status, and black women with breast cancer in Washington, D.C., may be more likely to have delays in treatment regardless of their type of insurance and socioeconomic status, according to two studies presented at the American Association for Cancer Research Conference on the Science of Cancer Health Disparities, held from Sept. 30 to Oct. 3 in Miami.
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