Obtaining Coverage for Pre-Existing Conditions After Insurance
Dear OncoLink "Ask the Experts,"
I was diagnosed two year ago in April with AML (M3). I have been in remission since July of that year and have been out of treatment since November of 1994.
Due to the situation (I am in Graduate student at a State University) and the limited nature of the group health insurance available to me ($50,000 per lifetime, per illness, per individual) I eventually hit the cap on my insurance despite having been on Medicaid during the majority of my treatment. I now still need to see my doctor once every couple of months and have been receiving regular checkups and tests. These tests are not cheap, the tests have included standard histology, chromosome and PCR tests to see if any of the leukemia is left in the bone marrow. All tests have been negative. Still, I have been saddled with high lab bills and my doctor has been kind enough to see me pro bono.
So my question for you is, where do I go from here? I have tried to get outside coverage, but obviously due to my preexisting condition insurance companies are not exactly jumping on the bandwagon to see me.
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